Terms of Use

These Website Standard Terms and Conditions of Use (hereinafter referred to as either “Terms” or “Terms of Use”), shall govern your use of this website, including all pages within this website (hereinafter collectively referred to as the “Website”). These Terms apply in full force and effect to your use of this Website; and, by using this Website, you expressly accept all terms and conditions contained herein in full. You must not use this Website, if you have any objection to any of these Terms.

This Website is not for use by anyone under the age of 18 years of age, unless such person has been declared an emancipated minor by a court of competent jurisdiction; and, if under the age of 18 and unemancipated, you must not use this Website.

This Website is not a secured platform and must not be used to transmit, submit, an/or convey personal or confidential information, including (but not limited to) Taxpayer Identification Numbers, financial information, financial transactions, bank information, wages and salary information, legal information, etc. You assume all responsibility and liability for any and all losses associated with doing so.

This Website is provided “as is,” and neither Canterbury Financial Services nor Duane P Hill makes any express or implied representations or warranties, of any kind related to this Website or the materials contained on this Website. Additionally, nothing contained on this Website shall be construed as providing consult or advice to you.

In no event shall Canterbury Financial Services nor any of its principals, officers, and/or employees, be liable to you for anything arising out of or in any way connected with your use of this Website, whether such liability is under contract, tort or otherwise; and, Canterbury Financial Serives, including its pricipals, officers, and employees shall not be liable for any indirect, consequential or special liability arising out of or in any way related to your use of this Website.

You hereby indemnify to the fullest extent Canterbury Financial Services and its principals from and against any and all liabilities, costs, demands, causes of action, damages and expenses (including reasonable attorney’s fees) arising out of or in any way related to your breach of any of the provisions of these Terms.

If any provision of these Terms is found to be unenforceable or invalid under any applicable law, such unenforceability or invalidity shall not render these Terms unenforceable or invalid as a whole, and such provisions shall be deleted without affecting the remaining provisions herein.

Canterbury Financial Services is permitted to revise these Terms at any time as it sees fit, and by using this Website you are expected to review such Terms on a regular basis to ensure you understand all terms and conditions governing use of this Website.

These Terms, including any legal notices and disclaimers contained on this Website, constitute the entire agreement between Canterbury Financial Services and you in relation to your use of this Website, and supersede all prior agreements and understandings with respect to the same.

These Terms will be governed by and construed in accordance with the laws of the State of Texas, and you submit to the non-exclusive jurisdiction of the state and federal courts located in Texas for the resolution of any disputes.

Online Privacy Policy

Canterbury Financial Services (hereinafter referred to as "Canterbury Financial") collects information from visitors to its website. This statement provides information about what type of information we collect and what we do with it.

Server Log Data
 
Our web server collects log data that may include an IP address, your company name and/or internet provider, the type of browser and operating system used, the time of day visited, the pages viewed, and search requests. We aggregate this data and use it for statistical purposes such as determining the number of visitors to specific parts of our website or identifying ways we might improve the navigation and content of our website.
 

Personally Identifiable Information
 
We will not collect personally identifiable information from you other than what you supply to us on a voluntary basis.
 

Web Forms and Email
 
Canterbury Financial will use information submitted via web forms and email to address questions about our products and services and to follow-up on questions. Canterbury Financial may also use your contact information for other marketing purposes (specific to Canterbury Financial) and/or to extend invitations.
 
Canterbury Financial fully complies with the Controlling the Assault of Non-Solicited Pornography and Marketing Act of 2003 (CAN-SPAM). Should you no longer wish to receive subscribed email communications, please follow the "unsubscribe" instructions that are included at the bottom of all email newsletters sent from Canterbury Financial.
 

Third-Party Marketing
 
Canterbury Financial will NOT sell, trade, or share your information with any third party for marketing purposes.
 

Online Payment Transactions
 
Online payment transactions are processed on secure servers either (1) at PayPal, a leading provider of secure, online payment processing services, by KittyNet, our online services partner; (2) at Square, a leading provider of secure, online and POS payment processing services, by KittyNet, our online services partner; or, (3) at Intuit / QuickBooks Online Payments, our partner in secure, online billing and payment solutions for independent businesses. These transactions use Secure Sockets Layer (SSL) 128-bit technology to protect your personal and sensitive information. This security protocol encrypts information so that it cannot be easily copied. A secure environment is indicated in the browser by displaying a lock or key on the browser status bar. The icon's presence indicates encryption has been activated.
 

Cookies
 
Canterbury Financial does not use cookies to collect or store personal user information.
 
Some online transactions require the use of cookies, but the Canterbury Financial website will attempt to remove any cookie that it creates after the transaction is complete.
 

Links to Other Sites
 
Our website has links to other websites. When you go to another site, you are subject to the privacy and security policies of that site. Canterbury Financial cannot attest to the accuracy of information provided there.
 

Financial Privacy
 
Canterbury Financial is concerned about protecting the financial privacy of our clients. Accordingly, Canterbury Financial does not disclose any personal information about our clients or former clients, without their permission, to anyone except as absolutely required by law or as needed to provide services to you.
 
We maintain physical, electronic, and procedural safeguards to protect your nonpublic personal information.
 
This statement is provided in accordance with the Financial Modernization Act of 1999 (also known as the "Gramm-Leach-Bliley Act).
 
If you have any concerns about the disclosure of your personal information to third parties, please contact us by mail or by telephone.
 

Children and Privacy
 
Canterbury Financial is concerned about protecting children's privacy. All Canterbury Financial online materials are in compliance with the Children's Online Privacy Protection Act (COPPA).
 
We will not knowingly collect personally identifiable information from children under the age of 13.
 

Changes to this Privacy Policy
 
This statement is provided for your information only and does not constitute a contract or other legally binding agreement. Canterbury Financial reserves the right to change this policy at its sole discretion.
 
You may direct any privacy policy questions to info@canterburyfinancialservices.com.